Architects and Engineers Professional Liability Insurance

Building Better Policies to Protect Design Professionals

At Benchmark Insurance, we understand the complex insurance needs of Architects, Engineers and Surveyors. Our goal is to help you work with confidence by protecting you against losses resulting from errors and omissions in the performance of professional services. While many agencies are able to offer coverage for Architects and Engineers, Benchmark Insurance takes care to ensure your policy provides the most custom coverage for your unique needs. We also go the extra mile to protect you from unnecessary added liability by providing expert contract reviews and offering frequent continuing education opportunities.

Bringing You Coverage From the Most Trusted Carriers

Your insurance is only as good as the carrier you choose. You want to know that when the time comes, they will be committed to keeping their promises. That’s why Benchmark Insurance represents the best carriers in the industry. Each carrier offers comprehensive insurance coverage for any architect, engineer or surveyor.

XL Catlin Design Professionals Travelers Workers Compensation Insurance Berkley Design Professional Liability Insurance

Benchmark Insurance Does it Right

Benchmark Insurance provides coverage to many of Utah’s Architects, Engineers and Surveyors. We care about your business and go out of our way to be available when you need us and to make sure your coverage is complete so that your livelihood is secure. Simply put, you won’t find a better insurance agency for your firm.

Contact Dan Bradshaw, our in-house Professional Liability Insurance expert.

Benchmark Advantage:

  • Contract Reviews
  • Continuing Education
  • Earn Premium Credits Through Loss Prevention Education
  • Variety of Carriers to Fit Your Needs

Loss Prevention Tips:

Make sure all employees learn how everyday business practices affect your exposure to risk. All must understand that claims not only arise from technical mistakes but from non-technical issues such as client selection, contracts, project team selection and and communication issues. Make sure your employee training and risk management programs support your commitment to quality and address these critical practice management issues.
Certain projects (such as condominiums) and certain clients (such as developers) are higher risks than others. Check into the client’s track record and finances before accepting any assignment. Don’t accept projects that do not provide adequate fees for your services, that restrict your scope of services to an unacceptable level or that are outside of your firm’s area of expertise.
A fair, well-defined professional services agreement that precisely states the intent of both parties helps prevent misunderstandings and has terms easily understood by a mediator, judge or jury. This alone may discourage a plaintiff from asserting and otherwise marginal claim.
A full scope of services that includes construction observation provides the design professional with the best opportunity to ensure a quality, claim-free project. You should also list in your contract those services you have explained and offered to the client, but that the client has declined.
Some risks are so significant that you cannot possibly accept them. Let clients know that they must retain the liability for such risks (through indemnities) if you are to provide services.
By selecting the right insurance program, your firm gains a partner that focuses on the many risk management issues in your practice. Carefully consider the sleep-at-night benefits you expect from your professional liability insurance carrier – strong financial ratings, broad coverage, relevant loss prevention education programs, and the proven technical expertise to resolve an incident or claim to your advantage quickly and efficiently.

Loss prevention tips by XL Catlin

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